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Medical Aid product

Medical Aid

Discovery Health Medical Scheme offers comprehensive healthcare cover with flexible plan options and the peace of mind that comes from a AAA credit rating.

  • 24 plan options so you can match benefits to your needs and budget.
  • On average, contributions are ~12% more affordable than the rest of the industry.
  • AAA rating from Global Credit Rating Agency, the highest possible for a medical scheme.
  • Integrated value via Discovery Pay, discounted pay-as-you-go gym access, and Vitality Travel benefits.

Medical cover that can keep pace with real life

We all need some form of medical aid cover to make sure that proper treatment and care are available when they are needed most. Hospital stays, surgery, serious illness, chronic conditions and traumatic events can create costs that are difficult to absorb without comprehensive medical cover.

Discovery Health Medical Scheme is designed to give members peace of mind across every stage of the health journey, while still offering flexibility across lifestyle, budget and benefit needs.

Affordability

Discovery Health Medical Scheme continues to offer exceptional value with contributions that are on average 12% more affordable than the rest of the industry.

Benefit flexibility

The 24 plan options give you the flexibility to choose benefits that better match your health needs, lifestyle priorities and monthly budget.

Peace of mind

Discovery Health Medical Scheme is the only open medical scheme in South Africa with a AAA rating from the Global Credit Rating Agency.

Integrated value

Members get access to a Discovery Pay account, discounted pay-per-visit access to Virgin Active and Planet Fitness, and Vitality Travel rewards with a 10% discount on local and international flights, accommodation and car hire.

Choosing the right medical aid structure matters more than simply choosing the cheapest plan.

We can help compare hospital cover, day-to-day benefits, chronic medicine support and Discovery integration so the plan structure matches your household properly.