Classic and Essential Life Plan
Flexible personal financial protection with illness and disability benefits at a cost-effective premium that rewards healthy living.
Life Insurance
Flexible, customisable life cover that can include disability, severe illness, and income protection, with options tailored for young adults, high cover needs, business owners and USD-denominated benefits.
- Classic & Essential Life Plans for comprehensive personal protection.
- Business Life Plan for owners with disability, severe illness and death cover.
- Purple Life Plan for clients with R10m+ in cover, with customisable benefits.
- Smart Life Plan for under-30s, rewarding healthy living with premium paybacks.
- Dollar Life Plan that pays benefits in USD with illness and disability options.
Life insurance that goes beyond life cover
Discovery offers a range of life insurance options to suit different lifestyles at an affordable premium, but life insurance is about more than a death benefit alone. The product range can be structured to include disability, severe illness and loss of income protection as part of a broader personal financial protection strategy.
The aim is to build a structure that remains relevant as your responsibilities, cover requirements and financial exposure change over time.
Business Life Plan
Personal life assurance for business owners with disability, severe illness and death cover supported by a broad range of benefits.
Purple Life Plan
Designed for clients with more than R10 million in cover, with customisable benefits across the full range of life-changing events.
Smart Life Plan
Tailored life cover for people under 30 that can return up to 100% of premiums for healthy living and good engagement.
Dollar Life Plan
Comprehensive life insurance with illness and disability benefits that pays out in US dollars and still rewards healthy behaviour.
Global Education Protector
Protection that helps secure your children's education if a life-changing event affects your ability to continue funding their studies.
We can help structure the right Discovery Life mix for family, business and high-cover needs.
That includes aligning life cover, disability protection, severe illness benefits and income protection instead of treating each decision in isolation.