Education protection
The Global Education Protector benefit is automatically included when life cover is at least two times annual salary and can extend to private schooling and selected overseas universities.
Group Risk
Protect employees and their families against life-changing events while rewarding healthier living.
- Global Education Protector for children's education when life cover >= 2x salary.
- Broad Life Cover Benefit at lower cost; Funeral Benefit for immediate/extended family.
- Income Continuation Benefit with value-added features.
- Capital Disability and Severe Illness Benefits with wide impairment coverage.
Employee protection with stronger wellness-linked value
Discovery Group Risk is designed to protect employees and their families from unforeseen circumstances while rewarding healthier living. When employees improve health outcomes and claims reduce, Discovery can return that value through improved pricing and stronger benefits.
Employers can choose the benefits offered and the level of protection they want to provide, while selected benefits are underpinned by Vitality.
Life and funeral cover
Discovery Life Cover Benefit provides broader cover at a lower cost, while the Funeral Benefit can extend from the member to immediate or extended family structures.
Income continuation
Discovery Income Continuation Benefit pays a monthly amount if the employee is unable to work and includes additional value-added features.
Capital disability cover
Discovery Capital Disability Benefit does not taper over the cover period, helping preserve meaningful protection over time.
Severe illness cover
Discovery Severe Illness Benefit covers a broad range of impairment conditions and strengthens protection around major life-changing events.