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Discovery Bank product

Discovery Bank

A shared-value bank that rewards you for managing money well and offers advanced digital servicing.

  • Dynamic Interest Rates: pay as little as prime-2 on credit interest; earn more on savings.
  • Vitality Travel: 10-75% off flights, 10-25% off accommodation, unlimited car hire; access to The Lounge.
  • Discovery Miles more valuable than cash with additional discounts on Miles -Day.
  • Real-time app features, Discovery Pay, and 24/7 live secure assistance.

The shared-value bank built around better financial behaviour

Discovery Bank rewards you for managing your money well and gives you tools and support to improve your financial behaviour over time. The result is a banking model where better behaviour leads to stronger rewards, better rates and a more personalised experience.

When linked properly with Vitality Money, travel benefits and Discovery Miles, the bank becomes part of a broader Discovery value strategy rather than a stand-alone transaction account.

Product choice

Choose a transaction account, a credit card, or a full banking suite with real-time Forex Accounts and multiple savings accounts.

Vitality Money

The Vitality Money programme helps you track, manage and improve your finances, with better status unlocking stronger rewards.

Dynamic Interest Rates

Pay as little as prime minus 2 on qualifying credit interest while earning more interest on savings and positive transaction balances.

Travel and Miles

Access substantial flight, accommodation and car hire discounts through Vitality Travel and earn Discovery Miles that can be more valuable than cash.

Digital servicing

The Discovery Bank app provides real-time insights, card controls, spend limits, Discovery Pay functionality and Live Assist support.

24/7 support

The Discovery Bank service team is available 24 hours a day, 7 days a week, 365 days a year for secure support.